About Us

Thank you for inquiring about All Financial Services, Inc. With over 50 years of combined experience in the mortgage industry, we are experienced mortgage loan  and mortgage refinancing professionals who have done purchase, and refinance mortgage transactions of every type and situation.  We are an experienced entity dealing with FHA loan, FNMA loan, VA loan, and now the Reverse Mortgage loan. We were established in 1999 and have been in our Columbia, Maryland based office since 2000.

If you are looking for a company offering the very best in customer service and product selection, you are headed in the right direction. Let one of our dedicated Mortgage Consultants help you find the right home loan and  mortgage program. We are also able to assist borrowers with all types of credit history and proof of income documentation. We offer all available mortgage programs and are able to work with all type of borrowers (W-2, self-employed, retirees, permanent resident aliens, non permanent resident aliens, foreign nationals, etc.).

Goals & Vision

Our goal at All Financial Services is to provide excellent mortgage loan and mortgage refinancing service along with a wide array of mortgage products to our clients.

Once we meet with our clients and obtain the documents that we need, we are able to settle the loan in a timely manner (10 to 15 business days). Our Mortgage Consultants will explain the features and benefits of the appropriate mortgage loan and products and will help you make an educated decision. Our clients continue to use All Financial Services for their entire home loan and mortgage loan needs as well as referring their friends and family to us. We believe that this is due to the excellent service and the choice of mortgage products that they receive from us!

William Dent

President & CEO

Our Office Address & Mailing Address Is:

20 Pleasant Ridge Drive

Suite F

Owings Mills, Md. 21117

Tel:  877-740-9840

Management Staff

William Dent

CEO & President

Tel:  877-740-9840

E-Mail:  bdent@allfinsvs.com

Yelin Htwar

V.P. of Sales and Marketing

Tel:  877-740-9840; ext. 109

E- Mail:  yhtwar@allfinvs.com

Marcia Cofield

Operations Manager

Tel:  877-740-9840; ext. 113

E-Mail:  mcofield@allfinsvs.com

Mortgage Consultants

Bernard Smith

Mortgage Consultant

Tel:  877-740-9840; ext. 121

E-Mail:  bsmith@allfinsvs.com

Eric Klempner

Mortgage Consultant

Tel:  877-740-9840; ext. 115

E-Mail:  eklempner@allfinsvs.com

Kim Cofield

Mortgage Consultant

Tel:  877-740-9840; ext. 126

E-Mail:  kcofield@allfinsvs.com

Mike Murtey

Mortgage Consultant

Tel:  877-740-9840; ext. 135

E-Mail:  mmurtey@allfinsvs.com