Mortgage Loan, Purchasing & Refinancing - All Financial Services » First Time Home Buyer http://www.allfinancialservices.net/blog Mortgage, VA, FHA loans, refinancing & home buying tips and advices Wed, 21 Oct 2009 06:39:14 +0000 http://wordpress.org/?v=2.8 en hourly 1 7 Cool Bedroom Ideas For First Time Home Buyer http://www.allfinancialservices.net/blog/home-buyer/7-cool-bedroom-ideas-for-first-time-home-buyer/ http://www.allfinancialservices.net/blog/home-buyer/7-cool-bedroom-ideas-for-first-time-home-buyer/#comments Sun, 27 Sep 2009 14:30:29 +0000 admin http://www.allfinancialservices.net/blog/?p=294 If you’re a first time home buyer, or even if you’re not, having the best bedroom is your top priority. For second or more time home buyers it might be easy, but for the first time home buyer, having quick bedroom ideas is not that easy. Since first time home buyer is entering into the market for the first time, he might be unaware of many things. Well, here’re some bedroom ideas collected from round the web to help first time home buyers for having their dream bedroom.

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]]> http://www.allfinancialservices.net/blog/home-buyer/7-cool-bedroom-ideas-for-first-time-home-buyer/feed/ 0 The Decline In US Home Prices & Mortgage Rates http://www.allfinancialservices.net/blog/home-buyer/the-decline-in-us-home-prices-mortgage-rates/ http://www.allfinancialservices.net/blog/home-buyer/the-decline-in-us-home-prices-mortgage-rates/#comments Thu, 23 Jul 2009 06:24:29 +0000 admin http://www.allfinancialservices.net/blog/?p=58 According to Bloomberg.com, the home prices in US had the smallest annual drop in last 10 months. This drop is signaling the free fall of property values. On the other hand, where the mortgage rates are also down, it makes a best opportunity for home buyers to make their dream of own home come true.

The prices declined 5.6 percent in May from a year earlier and rose 0.9 from April. The latest updates according to RealtyTrac Inc., an Irvine, California-based seller of real estate data say that more than 1.5 million properties, one in every 84 U.S. households, received a foreclosure filing, RealtyTrac said in a July 16 report. That was a 15 percent increase from a year earlier.

]]> http://www.allfinancialservices.net/blog/home-buyer/the-decline-in-us-home-prices-mortgage-rates/feed/ 0 Am I Eligible To Claim The 8000 Tax Credit? http://www.allfinancialservices.net/blog/home-buyer/am-i-eligible-to-claim-the-8000-tax-credit/ http://www.allfinancialservices.net/blog/home-buyer/am-i-eligible-to-claim-the-8000-tax-credit/#comments Wed, 15 Jul 2009 09:40:35 +0000 admin http://www.allfinancialservices.net/blog/?p=47 If you’re a first time home buyer, purchasing any kind of home a new one or some old, you’re eligible for the tax credit for sure. One of the top most requirement to qualify for the tax credit is that a home purchase must occur on or after January 1, 2009 and before December 1, 2009.

So, you’ve year 2009 only to avail this great ooportunity. The purchase date in case of tax credit is the date when closing occurs and the title to the property transfers to the home owner. Don’t miss this opportunity. For a detailed session with our representative, click here

]]> http://www.allfinancialservices.net/blog/home-buyer/am-i-eligible-to-claim-the-8000-tax-credit/feed/ 0 Why FHA Loans Best Suit First Time Home Buyer http://www.allfinancialservices.net/blog/home-buyer/why-fha-loans-best-suit-first-time-home-buyer/ http://www.allfinancialservices.net/blog/home-buyer/why-fha-loans-best-suit-first-time-home-buyer/#comments Thu, 09 Jul 2009 03:46:45 +0000 admin http://www.allfinancialservices.net/blog/?p=37 There may be various other reasons for which first time home buyer should opt for FHA loans, but here are some tops ones:

  • FHA loans only require minimum down payment, i.e. 3.5%.
  • You may get the allowances for past credit problems with a FHA Loan.
  • There is a shorter time from bankruptcy before you are eligible.
  • With FHA Loans. the first time home buyer also qualifies for the $8,000 Tax Credit.
  • FHA appraisals do not have to be ordered through the HVCC (Home Value Code of Conduct).

If you’re also a first time home buyer, you must not ignore the FHA loan option. To discuss it in detail with us fill out the form here or call us at

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