Mortgage Loan, Purchasing & Refinancing - All Financial Services » Maryland Real Estate http://www.allfinancialservices.net/blog Mortgage, VA, FHA loans, refinancing & home buying tips and advices Wed, 21 Oct 2009 06:39:14 +0000 http://wordpress.org/?v=2.8 en hourly 1 MD Real Property Search Made Easy http://www.allfinancialservices.net/blog/home-search/md-real-property-search-made-easy/ http://www.allfinancialservices.net/blog/home-search/md-real-property-search-made-easy/#comments Mon, 28 Sep 2009 11:49:37 +0000 admin http://www.allfinancialservices.net/blog/?p=304 If you’re searching for MD Real Property database and want to have all the records displayed right on your screen you must try out this link: http://sdatcert3.resiusa.org/rp_rewrite/index.aspx?county=03

Just select the county in which to search, and then refine your search with appropriate method, i.e. street address, property account identifier or with sales reference. Data on the MD Real Property Data Search system is updated every Tuesday, Thursday and Saturday morning. The team is quite confident on the accuracy of these records, but the Department makes no warranties, expressed or implied, regarding the information.

]]> http://www.allfinancialservices.net/blog/home-search/md-real-property-search-made-easy/feed/ 0 Maryland Unemployment & Foreclosures http://www.allfinancialservices.net/blog/housing/maryland-unemployment-foreclosures/ http://www.allfinancialservices.net/blog/housing/maryland-unemployment-foreclosures/#comments Fri, 11 Sep 2009 03:20:12 +0000 admin http://www.allfinancialservices.net/blog/?p=282 The upset Maryland homeowners are facing a huge number of foreclosures in nearly a year and a half as state officials and observers worry that a new wave of foreclosures is about to slam the state’s already-struggling economy, mainly due to the increasing unemployment.

According to the state’s statistics, August 2009 foreclosure filings in the state were up nearly 70 percent over August 2008, and up 6.6 percent compared July 2009, as released by Irvine, Calif, a RealtyTrac Inc. company that tracks foreclosure filings nationwide. It is the fifth consecutive monthly increase in the year-over-year foreclosure rate. In August there were 5,491 Maryland homes in some stage of the foreclosure process, the most since April 2008, when there were 6,011.

Back then, the state’s housing market was so slammed with delinquent mortgages and distressed homeowners that lawmakers rushed through an emergency statute to delay the foreclosure process and allow homeowners to renegotiate the terms of their loans.

Loan modification has not been fully obtained in the state, and it may sound one big reason for the whole situation.

]]> http://www.allfinancialservices.net/blog/housing/maryland-unemployment-foreclosures/feed/ 2 Maryland Unemployment & Its Effect On Real Estate http://www.allfinancialservices.net/blog/housing/maryland-unemployment-its-effect-on-real-estate/ http://www.allfinancialservices.net/blog/housing/maryland-unemployment-its-effect-on-real-estate/#comments Fri, 11 Sep 2009 03:18:01 +0000 admin http://www.allfinancialservices.net/blog/?p=280 As per past trend, more people are out of work, the house-as-ATM is the way out.  During unemployment, credit continues to be tight and spending is down. And all these indicators argue for a contraction of the very housing market which drove the economic expansion of the early 2000’s.

A Labor Day drive thru the countryside in Northern Maryland has identified dozens of houses for sale.  The owners want higher sale prices than they will get. On asking many of them, you’ll hear something like “I can’t take a loss”.  They feel entitled to a profit on their “investment.”  Imagine that notion applied to stocks. And houses weren’t the only thing for sale.  Cars with too-high prices sprayed on their windshields, farm equipment, even a telephone pole!  The stock market rebound since March counts well as a Primary Wave Two.

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